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docmydispute · consumer

They took your money. They won’t make it right.

The receipt, the photos of what arrived, the warranty they are ignoring, every unanswered message — dated and kept in one record. Then the complaint, and the regulator to send it to.

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A tool of record — not legal advice.

The record · Refund refused
Sep 3 · Email
Reported the fault, 6 days after delivery. Photos sent.
Sep 11 · Email
"Outside our returns window." Warranty not mentioned.
Sep 12 · Phone
Called. Told a manager would call back. None came.
Sep 25 · Letter
Written complaint sent, receipt + warranty attached.
Illustrative record. Names and dates are examples.

Is this you?

Is this happening to you?

You paid. What you got was not what you paid for. If this is where you are:

  • A refund refused on a rule nobody mentioned when you bought it
  • A warranty that turns out to cover nothing once you claim on it
  • A contractor who took the deposit and stopped answering
  • Chat transcripts and receipts scattered across your email
  • Being passed between staff, repeating the story each time

A consumer complaint is decided on the record — the receipt, the dates, what you asked for, and what they said back. That is the thing this app builds.

How it works

Three steps.

  1. Keep the record

    Log every call, email, and chat with the business the moment it happens — who said what, and when.

  2. Write the complaint

    The assistant drafts the complaint from your record, not from thin air. You review and approve every word before it goes.

  3. Escalate, with proof

    Ignored? Take a complete, dated case file to the FTC, your State AG, or small claims — the whole history, in order.

What to gather

For a consumer or contractor dispute, these are the documents people usually need. A guide, not a requirement — add whatever you have.

  • Receipt/invoice
  • Product photos
  • Warranty document
  • Correspondence with company
  • Bank/credit card statement

If they still say no

You are not out of options.

A business that stops replying is not the end of the road. Each step above them has a body that will look at your case. docmydispute knows the ladder for a consumer dispute in the United States, and keeps your record ready for whichever rung you reach.

  1. Direct complaint

    Direct complaint

    Written complaint to the business requesting a remedy.

    Typically 14–30 days
  2. Consumer regulator

    FTC / State Attorney General / BBB

    Report to the FTC and your State AG; the BBB can mediate.

    Typically 30–90 daysOfficial site →
  3. Court

    Small claims court

    Most states allow claims up to $5,000–$10,000.

    Typically 60–120 days
  4. Court / legal action

    Court / legal action

    Formal court proceedings. Consider engaging a lawyer at this stage.

    Typically 6–24 months

General guidance, not legal advice. Timeframes are typical, not promised. Small-claims limits, cooling-off periods, and contractor licensing rules are set state by state — check the rules where you bought, or where the work was done.

When you hand it over

One file. The whole story, in order.

Whether it goes to the business, the FTC, your State Attorney General, or a small-claims clerk, they all want the same thing: what happened, on what date, with the documents attached. Not a folder of screenshots.

A dated record of every exchange

Each call, email, and chat — attributed to the side that sent it.

The complaint you sent, as you sent it

Drafted from your record, reviewed by you, kept with the rest.

The evidence, indexed and attached

The receipt, the warranty, the photos — numbered and referenced.

It never invents events. The words are yours to approve.

Start today

The next call you make should be written down.

Start the record now, while the dates are still fresh. It costs nothing to look.

Start your recordSee the free demo →

Questions

Complaining about a business

When should I report a business to the FTC?
After you have complained to the business in writing and been refused or ignored. Reports to the FTC feed its enforcement work, your State Attorney General handles state consumer-protection matters, and the Better Business Bureau can attempt to mediate. Reviews commonly take 30 to 90 days.
What should I keep when a business will not refund me?
The receipt or invoice, photos of the product or the work, the warranty document, your bank or credit-card statement showing the payment, and every piece of correspondence with the company.
Can I take a business to small claims court?
Often, yes. Most states allow claims up to somewhere between $5,000 and $10,000, and you do not normally need a lawyer. The limit and the procedure are set by your state. Cases commonly take 60 to 120 days.
Does this work for a contractor who took my deposit?
Yes — contractor and tradesperson disputes follow the same consumer path, through the FTC and your State Attorney General, and often into small claims. Keep the contract, the payment records, and photos of the work as it stands.
What does docmydispute actually do?
It keeps a dated record of every exchange with the business, drafts the complaint from that record for you to review before sending, and compiles a complete case file you can hand to a regulator or a small-claims clerk. It is a tool of record — it does not give legal advice.

Other situations

Dealing with more than one thing?

docmydispute works the same way for any dispute where someone has more power than you. A few others:

Denied insurance claimAn insurer that said no, and an appeal deadline running.Security deposit withheldA landlord who will not return what you are owed.Wage theft or unpaid wagesHours worked, wages never paid.Wrongful terminationFired for a reason that does not add up.

See every situation →